feat: sync privacy read-model rules

cmd/telesrv/main.go

@@ -937,6 +937,7 @@ func run(logger *zap.Logger) error {
 		BaseUsers:          userCache,
 		BotProfiles:        botsService,
 		StarGifts:          giftsService,
+		AccountSettings:    router,
 	}, logger.Named("store").Named("read-model-listener"))
 	go readModelListener.Run(ctx)
 	activeSessions.SetLifecycleObserver(router)

deploy/migrations/0146_account_settings_read_model.down.sql

@@ -0,0 +1,2 @@
+DROP TRIGGER IF EXISTS account_settings_read_model_changed ON account_settings;
+DROP FUNCTION IF EXISTS telesrv_notify_account_settings_read_model();

deploy/migrations/0146_account_settings_read_model.up.sql

@@ -0,0 +1,25 @@
+CREATE OR REPLACE FUNCTION telesrv_notify_account_settings_read_model()
+RETURNS trigger
+LANGUAGE plpgsql
+AS $$
+DECLARE
+    owner_id bigint;
+BEGIN
+    owner_id := CASE WHEN TG_OP = 'DELETE' THEN OLD.user_id ELSE NEW.user_id END;
+    IF owner_id IS NOT NULL AND owner_id > 0 THEN
+        PERFORM telesrv_bump_read_model_version(
+            'account_settings',
+            owner_id,
+            'user',
+            owner_id
+        );
+    END IF;
+    RETURN CASE WHEN TG_OP = 'DELETE' THEN OLD ELSE NEW END;
+END;
+$$;
+
+DROP TRIGGER IF EXISTS account_settings_read_model_changed ON account_settings;
+CREATE TRIGGER account_settings_read_model_changed
+AFTER INSERT OR UPDATE OR DELETE ON account_settings
+FOR EACH ROW
+EXECUTE FUNCTION telesrv_notify_account_settings_read_model();

internal/app/privacy/service.go

@@ -363,6 +363,21 @@ func (s *Service) CanContactForFreeBatch(ctx context.Context, ownerUserIDs []int
 	return out, nil
 }
 
+// ViewerIsPremium reads the same bounded viewer-facts read model used by
+// AllowPremium privacy rules. Contact permission checks must not bypass that
+// cache with a per-send users-table query.
+func (s *Service) ViewerIsPremium(ctx context.Context, viewerUserID int64) (bool, error) {
+	if viewerUserID == 0 {
+		return false, nil
+	}
+	facts, err := s.loadViewerFacts(ctx, []int64{viewerUserID})
+	if err != nil {
+		return false, err
+	}
+	fact := facts[viewerUserID]
+	return fact.Found && !fact.Bot && fact.PremiumUntil > s.now().Unix(), nil
+}
+
 // CanSeeMatrix 批量评估 owners × viewers × keys 的可见性矩阵，结果等价于逐 (owner,viewer,key)
 // 调 CanSee，但只用一次 ListPrivacyRules + 每 owner 一次 GetMany(owner,viewers) + 内存 Evaluate
 // （把 fan-out 投影从 O(viewer) 次 privacy 查询降到 O(owner)）。返回 map[owner]map[viewer]map[key]bool。

internal/app/privacy/service_test.go

@@ -3,11 +3,44 @@ package privacy
 import (
 	"context"
 	"testing"
+	"time"
 
 	"telesrv/internal/domain"
 	"telesrv/internal/store/memory"
 )
 
+type countingBaseUsers struct {
+	calls int
+	users map[int64]domain.User
+}
+
+func (p *countingBaseUsers) PrivacyBaseUsers(_ context.Context, userIDs []int64) ([]domain.User, error) {
+	p.calls++
+	out := make([]domain.User, 0, len(userIDs))
+	for _, userID := range userIDs {
+		if user, ok := p.users[userID]; ok {
+			out = append(out, user)
+		}
+	}
+	return out, nil
+}
+
+type countingMemberships struct {
+	calls  int
+	active map[int64]map[int64]bool
+}
+
+func (p *countingMemberships) FilterActiveChannelMemberIDs(_ context.Context, channelID int64, userIDs []int64) ([]int64, error) {
+	p.calls++
+	out := make([]int64, 0, len(userIDs))
+	for _, userID := range userIDs {
+		if p.active[channelID][userID] {
+			out = append(out, userID)
+		}
+	}
+	return out, nil
+}
+
 func TestDefaultPrivacyRules(t *testing.T) {
 	ctx := context.Background()
 	svc := NewService(memory.NewPrivacyStore(), memory.NewContactStore())
@@ -192,3 +225,111 @@ func TestCanSeeMatrixEquivalentToCanSee(t *testing.T) {
 		}
 	}
 }
+
+func TestViewerFactsReadModelBatchesCachesAndInvalidates(t *testing.T) {
+	ctx := context.Background()
+	rules := memory.NewPrivacyStore()
+	users := &countingBaseUsers{users: map[int64]domain.User{
+		2001: {ID: 2001, PremiumUntil: 2000},
+		2002: {ID: 2002, Bot: true},
+	}}
+	svc := NewService(rules, memory.NewContactStore()).ConfigureReadModels(users, nil)
+	svc.now = func() time.Time { return time.Unix(1000, 0) }
+
+	if _, err := svc.SetRules(ctx, 1001, domain.PrivacyKeyNoPaidMessages, []domain.PrivacyRule{
+		{Kind: domain.PrivacyRuleAllowPremium},
+		{Kind: domain.PrivacyRuleDisallowAll},
+	}); err != nil {
+		t.Fatalf("set premium rules: %v", err)
+	}
+	if _, err := svc.SetRules(ctx, 1002, domain.PrivacyKeyNoPaidMessages, []domain.PrivacyRule{
+		{Kind: domain.PrivacyRuleAllowBots},
+		{Kind: domain.PrivacyRuleDisallowAll},
+	}); err != nil {
+		t.Fatalf("set bot rules: %v", err)
+	}
+
+	got, err := svc.CanSeeMatrix(
+		ctx,
+		[]int64{1001, 1002},
+		[]int64{2001, 2002},
+		[]domain.PrivacyKey{domain.PrivacyKeyNoPaidMessages},
+	)
+	if err != nil {
+		t.Fatalf("CanSeeMatrix: %v", err)
+	}
+	if !got[1001][2001][domain.PrivacyKeyNoPaidMessages] ||
+		got[1001][2002][domain.PrivacyKeyNoPaidMessages] ||
+		got[1002][2001][domain.PrivacyKeyNoPaidMessages] ||
+		!got[1002][2002][domain.PrivacyKeyNoPaidMessages] {
+		t.Fatalf("unexpected premium/bot visibility matrix: %+v", got)
+	}
+	if users.calls != 1 {
+		t.Fatalf("base user cold loads = %d, want one batched load", users.calls)
+	}
+
+	if premium, err := svc.ViewerIsPremium(ctx, 2001); err != nil || !premium {
+		t.Fatalf("warm ViewerIsPremium = %v, err=%v; want true", premium, err)
+	}
+	if users.calls != 1 {
+		t.Fatalf("warm viewer facts hit called backend: calls=%d", users.calls)
+	}
+
+	users.users[2001] = domain.User{ID: 2001}
+	svc.InvalidateViewerFacts(2001)
+	if premium, err := svc.ViewerIsPremium(ctx, 2001); err != nil || premium {
+		t.Fatalf("invalidated ViewerIsPremium = %v, err=%v; want false", premium, err)
+	}
+	if users.calls != 2 {
+		t.Fatalf("invalidated viewer facts cold loads = %d, want 2", users.calls)
+	}
+}
+
+func TestMembershipReadModelCachesNegativeFactsAndInvalidatesPair(t *testing.T) {
+	ctx := context.Background()
+	rules := memory.NewPrivacyStore()
+	memberships := &countingMemberships{active: map[int64]map[int64]bool{
+		9001: {2001: true},
+		9002: {},
+	}}
+	svc := NewService(rules, memory.NewContactStore()).ConfigureReadModels(nil, memberships)
+	if _, err := svc.SetRules(ctx, 1001, domain.PrivacyKeyChatInvite, []domain.PrivacyRule{
+		{Kind: domain.PrivacyRuleAllowChatParticipants, ChatIDs: []int64{9001, 9002}},
+		{Kind: domain.PrivacyRuleDisallowAll},
+	}); err != nil {
+		t.Fatalf("set participant rules: %v", err)
+	}
+
+	got, err := svc.CanSeeMatrix(
+		ctx,
+		[]int64{1001},
+		[]int64{2001, 2002},
+		[]domain.PrivacyKey{domain.PrivacyKeyChatInvite},
+	)
+	if err != nil {
+		t.Fatalf("CanSeeMatrix: %v", err)
+	}
+	if !got[1001][2001][domain.PrivacyKeyChatInvite] ||
+		got[1001][2002][domain.PrivacyKeyChatInvite] {
+		t.Fatalf("unexpected membership visibility matrix: %+v", got)
+	}
+	if memberships.calls != 2 {
+		t.Fatalf("membership cold loads = %d, want one batch per referenced chat", memberships.calls)
+	}
+
+	if allowed, err := svc.CanSee(ctx, 1001, 2002, domain.PrivacyKeyChatInvite); err != nil || allowed {
+		t.Fatalf("warm negative membership = %v, err=%v; want false", allowed, err)
+	}
+	if memberships.calls != 2 {
+		t.Fatalf("negative cache missed: calls=%d", memberships.calls)
+	}
+
+	memberships.active[9002][2002] = true
+	svc.InvalidateMembership(9002, 2002)
+	if allowed, err := svc.CanSee(ctx, 1001, 2002, domain.PrivacyKeyChatInvite); err != nil || !allowed {
+		t.Fatalf("invalidated membership = %v, err=%v; want true", allowed, err)
+	}
+	if memberships.calls != 3 {
+		t.Fatalf("pair invalidation reloads = %d, want 3", memberships.calls)
+	}
+}

internal/rpc/account_privacy_rpc_test.go

@@ -0,0 +1,122 @@
+package rpc
+
+import (
+	"context"
+	"testing"
+
+	"github.com/iamxvbaba/td/clock"
+	"github.com/iamxvbaba/td/tg"
+	"go.uber.org/zap/zaptest"
+
+	appprivacy "telesrv/internal/app/privacy"
+	appupdates "telesrv/internal/app/updates"
+	"telesrv/internal/domain"
+	"telesrv/internal/store/memory"
+)
+
+func TestAccountPrivacyAllKeysRoundTripAndRecordDifferenceEvents(t *testing.T) {
+	ctx := context.Background()
+	const userID int64 = 8101
+	authKeyID := [8]byte{8, 1}
+	sessionID := int64(81)
+	privacy := appprivacy.NewService(memory.NewPrivacyStore(), memory.NewContactStore())
+	events := memory.NewUpdateEventStore()
+	updates := appupdates.NewService(memory.NewUpdateStateStore(), events)
+	router := New(Config{}, Deps{
+		Privacy:  privacy,
+		Updates:  updates,
+		Sessions: &captureSessions{},
+	}, zaptest.NewLogger(t), clock.System)
+	requestCtx := WithSessionID(WithAuthKeyID(WithUserID(ctx, userID), authKeyID), sessionID)
+
+	keys := []struct {
+		name   string
+		input  tg.InputPrivacyKeyClass
+		domain domain.PrivacyKey
+		wire   func(tg.PrivacyKeyClass) bool
+	}{
+		{"status_timestamp", &tg.InputPrivacyKeyStatusTimestamp{}, domain.PrivacyKeyStatusTimestamp, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyStatusTimestamp); return ok }},
+		{"chat_invite", &tg.InputPrivacyKeyChatInvite{}, domain.PrivacyKeyChatInvite, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyChatInvite); return ok }},
+		{"phone_call", &tg.InputPrivacyKeyPhoneCall{}, domain.PrivacyKeyPhoneCall, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyPhoneCall); return ok }},
+		{"phone_p2p", &tg.InputPrivacyKeyPhoneP2P{}, domain.PrivacyKeyPhoneP2P, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyPhoneP2P); return ok }},
+		{"forwards", &tg.InputPrivacyKeyForwards{}, domain.PrivacyKeyForwards, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyForwards); return ok }},
+		{"profile_photo", &tg.InputPrivacyKeyProfilePhoto{}, domain.PrivacyKeyProfilePhoto, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyProfilePhoto); return ok }},
+		{"phone_number", &tg.InputPrivacyKeyPhoneNumber{}, domain.PrivacyKeyPhoneNumber, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyPhoneNumber); return ok }},
+		{"added_by_phone", &tg.InputPrivacyKeyAddedByPhone{}, domain.PrivacyKeyAddedByPhone, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyAddedByPhone); return ok }},
+		{"voice_messages", &tg.InputPrivacyKeyVoiceMessages{}, domain.PrivacyKeyVoiceMessages, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyVoiceMessages); return ok }},
+		{"about", &tg.InputPrivacyKeyAbout{}, domain.PrivacyKeyAbout, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyAbout); return ok }},
+		{"birthday", &tg.InputPrivacyKeyBirthday{}, domain.PrivacyKeyBirthday, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyBirthday); return ok }},
+		{"star_gifts_auto_save", &tg.InputPrivacyKeyStarGiftsAutoSave{}, domain.PrivacyKeyStarGiftsAutoSave, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyStarGiftsAutoSave); return ok }},
+		{"no_paid_messages", &tg.InputPrivacyKeyNoPaidMessages{}, domain.PrivacyKeyNoPaidMessages, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeyNoPaidMessages); return ok }},
+		{"saved_music", &tg.InputPrivacyKeySavedMusic{}, domain.PrivacyKeySavedMusic, func(v tg.PrivacyKeyClass) bool { _, ok := v.(*tg.PrivacyKeySavedMusic); return ok }},
+	}
+
+	for _, test := range keys {
+		t.Run(test.name, func(t *testing.T) {
+			gotKey, ok := domainPrivacyKeyFromInput(test.input)
+			if !ok || gotKey != test.domain {
+				t.Fatalf("input key maps to %q/%v, want %q/true", gotKey, ok, test.domain)
+			}
+			if !test.wire(tgPrivacyKey(test.domain)) {
+				t.Fatalf("domain key %q projected as %T", test.domain, tgPrivacyKey(test.domain))
+			}
+			set, err := router.onAccountSetPrivacy(requestCtx, &tg.AccountSetPrivacyRequest{
+				Key:   test.input,
+				Rules: []tg.InputPrivacyRuleClass{&tg.InputPrivacyValueDisallowAll{}},
+			})
+			if err != nil {
+				t.Fatalf("setPrivacy: %v", err)
+			}
+			if len(set.Rules) != 1 {
+				t.Fatalf("setPrivacy rules=%d, want 1", len(set.Rules))
+			}
+			if _, ok := set.Rules[0].(*tg.PrivacyValueDisallowAll); !ok {
+				t.Fatalf("setPrivacy rule=%T, want disallowAll", set.Rules[0])
+			}
+			get, err := router.onAccountGetPrivacy(requestCtx, test.input)
+			if err != nil {
+				t.Fatalf("getPrivacy: %v", err)
+			}
+			if len(get.Rules) != 1 {
+				t.Fatalf("getPrivacy rules=%d, want 1", len(get.Rules))
+			}
+			if _, ok := get.Rules[0].(*tg.PrivacyValueDisallowAll); !ok {
+				t.Fatalf("getPrivacy rule=%T, want disallowAll", get.Rules[0])
+			}
+		})
+	}
+
+	recorded, err := events.ListAfter(ctx, userID, 0, 100)
+	if err != nil {
+		t.Fatalf("list privacy events: %v", err)
+	}
+	if len(recorded) != len(keys) {
+		t.Fatalf("privacy events=%d, want %d", len(recorded), len(keys))
+	}
+	for i, event := range recorded {
+		if event.Type != domain.UpdateEventPrivacy ||
+			event.Privacy.OwnerUserID != userID ||
+			event.Privacy.Key != keys[i].domain ||
+			event.PtsCount != 1 {
+			t.Fatalf("event[%d]=%+v, want durable privacy snapshot for %q", i, event, keys[i].domain)
+		}
+	}
+
+	difference, err := updates.GetDifference(ctx, [8]byte{8, 2}, userID, domain.UpdateState{})
+	if err != nil {
+		t.Fatalf("getDifference: %v", err)
+	}
+	wireDifference, ok := tgUpdatesDifference(userID, difference).(*tg.UpdatesDifference)
+	if !ok || len(wireDifference.OtherUpdates) != len(keys) {
+		t.Fatalf("wire difference=%T updates=%d, want %d privacy updates", wireDifference, len(wireDifference.OtherUpdates), len(keys))
+	}
+	for i, update := range wireDifference.OtherUpdates {
+		privacyUpdate, ok := update.(*tg.UpdatePrivacy)
+		if !ok {
+			t.Fatalf("difference update[%d]=%T, want updatePrivacy", i, update)
+		}
+		if !keys[i].wire(privacyUpdate.Key) {
+			t.Fatalf("difference update[%d] key=%T, want %q", i, privacyUpdate.Key, keys[i].domain)
+		}
+	}
+}

internal/rpc/account_settings_cache.go

@@ -10,9 +10,10 @@ import (
 
 const (
 	accountSettingsCacheMaxEntries = 4096
-	// accountSettingsCacheTTL 兜底跨实例失效；同实例 Set 即时失效。设置页连续调
+	// accountSettingsCacheTTL is only the lost-notification safety net. Normal
-	// getGlobalPrivacy/getAccountTTL/getContentSettings/getContactSignUp 时只查一次 PG。
+	// consistency comes from account_settings read-model notifications; local
-	accountSettingsCacheTTL = 60 * time.Second
+	// writes update the cached value directly.
+	accountSettingsCacheTTL = 24 * time.Hour
 )
 
 // accountSettingsCache 缓存 userID→AccountSettings，避免设置页 4 个 get handler 各查
@@ -52,6 +53,38 @@ func (c *accountSettingsCache) Store(userID int64, settings domain.AccountSettin
 	c.cache.Store(userID, settings)
 }
 
+func (c *accountSettingsCache) Flush() {
+	if c == nil {
+		return
+	}
+	c.cache.Flush()
+}
+
+// InvalidateAccountSettingsReadModel is called by the shared PostgreSQL
+// read-model listener. Router owns this cache, so exposing the invalidation on
+// Router keeps store/postgres independent from the RPC package.
+func (r *Router) InvalidateAccountSettingsReadModel(userID int64) {
+	if r == nil || r.accountSettings == nil {
+		return
+	}
+	r.accountSettings.Delete(userID)
+}
+
+func (r *Router) FlushAccountSettingsReadModel() {
+	if r == nil || r.accountSettings == nil {
+		return
+	}
+	r.accountSettings.Flush()
+}
+
+func (r *Router) WarmAccountSettingsReadModel(ctx context.Context, userID int64) error {
+	if r == nil || userID == 0 {
+		return nil
+	}
+	_, err := r.cachedAccountSettings(ctx, userID)
+	return err
+}
+
 type accountSettingsBatchReader interface {
 	GetAccountSettingsBatch(ctx context.Context, userIDs []int64) (map[int64]domain.AccountSettings, error)
 }

internal/rpc/messages_create_chat_test.go

@@ -8,6 +8,7 @@ import (
 	"go.uber.org/zap/zaptest"
 	appchannels "telesrv/internal/app/channels"
 	appdialogs "telesrv/internal/app/dialogs"
+	appprivacy "telesrv/internal/app/privacy"
 	appusers "telesrv/internal/app/users"
 	"telesrv/internal/domain"
 	"telesrv/internal/store/memory"
@@ -119,6 +120,99 @@ func TestMessagesCreateChatCreatesMegagroupAndDialogsRPC(t *testing.T) {
 	}
 }
 
+func TestMessagesCreateChatFiltersPrivacyBeforeMembershipWritesRPC(t *testing.T) {
+	ctx := context.Background()
+	userStore := memory.NewUserStore()
+	owner, err := userStore.Create(ctx, domain.User{AccessHash: 31, Phone: "15550001031", FirstName: "Owner"})
+	if err != nil {
+		t.Fatalf("create owner: %v", err)
+	}
+	allowed, err := userStore.Create(ctx, domain.User{AccessHash: 32, Phone: "15550001032", FirstName: "Allowed"})
+	if err != nil {
+		t.Fatalf("create allowed user: %v", err)
+	}
+	denied, err := userStore.Create(ctx, domain.User{AccessHash: 33, Phone: "15550001033", FirstName: "Denied"})
+	if err != nil {
+		t.Fatalf("create denied user: %v", err)
+	}
+	privacy := appprivacy.NewService(memory.NewPrivacyStore(), memory.NewContactStore())
+	if _, err := privacy.SetRules(ctx, denied.ID, domain.PrivacyKeyChatInvite, []domain.PrivacyRule{
+		{Kind: domain.PrivacyRuleDisallowAll},
+	}); err != nil {
+		t.Fatalf("set denied invite privacy: %v", err)
+	}
+	channelStore := memory.NewChannelStore()
+	r := New(Config{}, Deps{
+		Users:    appusers.NewService(userStore),
+		Channels: appchannels.NewService(channelStore),
+		Dialogs:  appdialogs.NewService(memory.NewDialogStore(), channelStore),
+		Privacy:  privacy,
+	}, zaptest.NewLogger(t), clock.System)
+
+	invited, err := r.onMessagesCreateChat(WithUserID(ctx, owner.ID), &tg.MessagesCreateChatRequest{
+		Users: []tg.InputUserClass{
+			&tg.InputUser{UserID: allowed.ID, AccessHash: allowed.AccessHash},
+			&tg.InputUser{UserID: denied.ID, AccessHash: denied.AccessHash},
+		},
+		Title: "Privacy Group",
+	})
+	if err != nil {
+		t.Fatalf("create chat: %v", err)
+	}
+	if len(invited.MissingInvitees) != 1 || invited.MissingInvitees[0].UserID != denied.ID {
+		t.Fatalf("missing invitees = %+v, want denied user %d", invited.MissingInvitees, denied.ID)
+	}
+	updates, ok := invited.Updates.(*tg.Updates)
+	if !ok {
+		t.Fatalf("updates = %T, want *tg.Updates", invited.Updates)
+	}
+	var channel *tg.Channel
+	for _, chat := range updates.Chats {
+		if candidate, ok := chat.(*tg.Channel); ok {
+			channel = candidate
+			break
+		}
+	}
+	if channel == nil || channel.ParticipantsCount != 2 {
+		t.Fatalf("channel = %#v, want owner + allowed only", channel)
+	}
+	for _, update := range updates.Updates {
+		newMessage, ok := update.(*tg.UpdateNewChannelMessage)
+		if !ok {
+			continue
+		}
+		service, ok := newMessage.Message.(*tg.MessageService)
+		if !ok {
+			continue
+		}
+		add, ok := service.Action.(*tg.MessageActionChatAddUser)
+		if !ok {
+			continue
+		}
+		if len(add.Users) != 1 || add.Users[0] != allowed.ID {
+			t.Fatalf("invite action users = %v, want allowed user %d only", add.Users, allowed.ID)
+		}
+	}
+
+	participants, err := r.onChannelsGetParticipants(WithUserID(ctx, owner.ID), &tg.ChannelsGetParticipantsRequest{
+		Channel: &tg.InputChannel{ChannelID: channel.ID, AccessHash: channel.AccessHash},
+		Filter:  &tg.ChannelParticipantsRecent{},
+		Limit:   10,
+	})
+	if err != nil {
+		t.Fatalf("get participants: %v", err)
+	}
+	list := participants.(*tg.ChannelsChannelParticipants)
+	if list.Count != 2 {
+		t.Fatalf("participant count = %d, want 2", list.Count)
+	}
+	for _, user := range list.Users {
+		if got, ok := user.(*tg.User); ok && got.ID == denied.ID {
+			t.Fatalf("denied user %d was written as a member", denied.ID)
+		}
+	}
+}
+
 func TestMessagesCreateChatCreatesOwnerOnlyMegagroupRPC(t *testing.T) {
 	tests := []struct {
 		name  string

internal/rpc/messages_forward.go

@@ -110,6 +110,14 @@ func (r *Router) onMessagesForwardMessages(ctx context.Context, req *tg.Messages
 	if err != nil {
 		return nil, err
 	}
+	if toPeer.Type == domain.PeerTypeUser {
+		if req.AllowPaidFloodskip {
+			return nil, paymentUnsupportedErr()
+		}
+		if err := r.ensurePrivateContactAllowed(ctx, userID, toPeer.ID, req.AllowPaidStars, len(absentIndexes)); err != nil {
+			return nil, err
+		}
+	}
 	absentIDs := make([]int, len(absentIndexes))
 	absentRandomIDs := make([]int64, len(absentIndexes))
 	for i, originalIndex := range absentIndexes {

internal/rpc/messages_helpers.go

@@ -412,7 +412,7 @@ func forwardMessagesUnsupportedOptionErr(req *tg.MessagesForwardMessagesRequest)
 		return mediaInvalidErr()
 	case req.AllowPaidStars < 0:
 		return starsAmountInvalidErr()
-	case req.AllowPaidStars > 0 || req.AllowPaidFloodskip:
+	case req.AllowPaidFloodskip:
 		return paymentUnsupportedErr()
 	case !req.SuggestedPost.Zero():
 		return suggestedPostPeerInvalidErr()

internal/rpc/messages_send.go

@@ -141,10 +141,6 @@ func (r *Router) onMessagesSendMessage(ctx context.Context, req *tg.MessagesSend
 		}
 		return updates, nil
 	}
-	if req.AllowPaidStars > 0 {
-		sendErr = paymentUnsupportedErr()
-		return nil, sendErr
-	}
 	replay, err := r.lookupOutgoingReplay(ctx, userID, peer, req.RandomID, idempotencyFingerprint)
 	if err != nil {
 		sendErr = err
@@ -227,6 +223,7 @@ func (r *Router) onMessagesSendMessage(ctx context.Context, req *tg.MessagesSend
 			sendAsInput:            req.SendAs,
 			clearDraft:             req.ClearDraft,
 			richMessage:            richMessage,
+			allowPaidStars:         req.AllowPaidStars,
 		}, req.ScheduleDate, req.ScheduleRepeatPeriod)
 		if err != nil {
 			sendErr = err
@@ -249,6 +246,7 @@ func (r *Router) onMessagesSendMessage(ctx context.Context, req *tg.MessagesSend
 		replyMarkup:            replyMarkup,
 		richMessage:            richMessage,
 		effect:                 req.Effect,
+		allowPaidStars:         req.AllowPaidStars,
 	})
 	duplicate = dup
 	if err != nil {

internal/rpc/messages_send_rpc_test.go

@@ -392,15 +392,6 @@ func TestMessagesSendMessageUnsupportedOptionErrors(t *testing.T) {
 			}(),
 			want: "STARS_AMOUNT_INVALID",
 		},
-		{
-			name: "paid stars",
-			req: func() *tg.MessagesSendMessageRequest {
-				req := base()
-				req.SetAllowPaidStars(1)
-				return req
-			}(),
-			want: "PAYMENT_UNSUPPORTED",
-		},
 		{
 			name: "paid floodskip",
 			req: func() *tg.MessagesSendMessageRequest {
@@ -428,3 +419,27 @@ func TestMessagesSendMessageUnsupportedOptionErrors(t *testing.T) {
 		})
 	}
 }
+
+func TestMessagesSendMessageAllowsUnusedPaidAuthorizationForFreeRecipient(t *testing.T) {
+	const (
+		senderID    = int64(1000000001)
+		recipientID = int64(1000000002)
+	)
+	messages := &captureMessages{}
+	r := New(Config{}, Deps{
+		Messages: messages,
+		Users: mapUsersService{users: map[int64]domain.User{
+			senderID:    {ID: senderID, FirstName: "Sender"},
+			recipientID: {ID: recipientID, FirstName: "Recipient"},
+		}},
+	}, zaptest.NewLogger(t), clock.System)
+	req := &tg.MessagesSendMessageRequest{
+		Peer:     &tg.InputPeerUser{UserID: recipientID},
+		Message:  "free",
+		RandomID: 457,
+	}
+	req.SetAllowPaidStars(10)
+	if _, err := r.onMessagesSendMessage(WithUserID(context.Background(), senderID), req); err != nil {
+		t.Fatalf("free recipient with unused authorization: %v", err)
+	}
+}

internal/rpc/payments_star_gifts_rpc_test.go

@@ -13,6 +13,7 @@ import (
 	"github.com/iamxvbaba/td/tlprofile"
 	appchannels "telesrv/internal/app/channels"
 	appmessages "telesrv/internal/app/messages"
+	appprivacy "telesrv/internal/app/privacy"
 	appstargifts "telesrv/internal/app/stargifts"
 	appstars "telesrv/internal/app/stars"
 	appusers "telesrv/internal/app/users"
@@ -983,6 +984,72 @@ func TestStarGiftSaga(t *testing.T) {
 	}
 }
 
+func TestStarGiftAutoSavePrivacyCreatesPendingGiftUntilRecipientApproves(t *testing.T) {
+	r, sender, recipient, gift := starGiftTestRouter(t)
+	ctx := context.Background()
+	privacy := appprivacy.NewService(memory.NewPrivacyStore(), memory.NewContactStore())
+	if _, err := privacy.SetRules(ctx, recipient.ID, domain.PrivacyKeyStarGiftsAutoSave, []domain.PrivacyRule{
+		{Kind: domain.PrivacyRuleDisallowAll},
+	}); err != nil {
+		t.Fatalf("set gift auto-save privacy: %v", err)
+	}
+	r.deps.Privacy = privacy
+	senderCtx := WithUserID(ctx, sender.ID)
+	recipientCtx := WithUserID(ctx, recipient.ID)
+	invoice := &tg.InputInvoiceStarGift{
+		Peer:   &tg.InputPeerUser{UserID: recipient.ID, AccessHash: recipient.AccessHash},
+		GiftID: gift.ID,
+	}
+	formClass, err := r.onPaymentsGetPaymentForm(senderCtx, &tg.PaymentsGetPaymentFormRequest{Invoice: invoice})
+	if err != nil {
+		t.Fatalf("get gift form: %v", err)
+	}
+	form := formClass.(*tg.PaymentsPaymentFormStarGift)
+	if _, err := r.onPaymentsSendStarsForm(senderCtx, &tg.PaymentsSendStarsFormRequest{
+		FormID:  form.FormID,
+		Invoice: invoice,
+	}); err != nil {
+		t.Fatalf("send gift: %v", err)
+	}
+
+	all, err := r.onPaymentsGetSavedStarGifts(recipientCtx, &tg.PaymentsGetSavedStarGiftsRequest{
+		Peer:  &tg.InputPeerSelf{},
+		Limit: 10,
+	})
+	if err != nil || all.Count != 1 || len(all.Gifts) != 1 {
+		t.Fatalf("all saved gifts count=%d len=%d err=%v, want pending gift", all.Count, len(all.Gifts), err)
+	}
+	if !all.Gifts[0].Unsaved {
+		t.Fatal("privacy-denied incoming gift must be pending (unsaved=true), not rejected")
+	}
+	msgID, ok := all.Gifts[0].GetMsgID()
+	if !ok || msgID == 0 {
+		t.Fatalf("pending gift msg_id=%d present=%v", msgID, ok)
+	}
+	visible, err := r.onPaymentsGetSavedStarGifts(recipientCtx, &tg.PaymentsGetSavedStarGiftsRequest{
+		Peer:           &tg.InputPeerSelf{},
+		ExcludeUnsaved: true,
+		Limit:          10,
+	})
+	if err != nil || visible.Count != 0 || len(visible.Gifts) != 0 {
+		t.Fatalf("exclude-unsaved count=%d len=%d err=%v, want hidden pending gift", visible.Count, len(visible.Gifts), err)
+	}
+
+	if ok, err := r.onPaymentsSaveStarGift(recipientCtx, &tg.PaymentsSaveStarGiftRequest{
+		Stargift: &tg.InputSavedStarGiftUser{MsgID: msgID},
+	}); err != nil || !ok {
+		t.Fatalf("recipient approve gift = %v err=%v", ok, err)
+	}
+	visible, err = r.onPaymentsGetSavedStarGifts(recipientCtx, &tg.PaymentsGetSavedStarGiftsRequest{
+		Peer:           &tg.InputPeerSelf{},
+		ExcludeUnsaved: true,
+		Limit:          10,
+	})
+	if err != nil || visible.Count != 1 || len(visible.Gifts) != 1 || visible.Gifts[0].Unsaved {
+		t.Fatalf("approved visible gifts=%+v err=%v, want one saved gift", visible, err)
+	}
+}
+
 // 频道 star gift saga：channel peer 能付款发送，但不生成频道历史消息；
 // saved gift 用 inputSavedStarGiftChat.saved_id 定位，Recent Actions 用 admin log 快照承载。
 func TestStarGiftChannelSaga(t *testing.T) {

internal/rpc/privacy_paid_messages.go

@@ -0,0 +1,137 @@
+package rpc
+
+import (
+	"context"
+	"math"
+
+	"github.com/iamxvbaba/td/tg"
+)
+
+type privateContactRequirement struct {
+	paidStars      int64
+	requirePremium bool
+}
+
+type privacyContactFreeEvaluator interface {
+	CanContactForFreeBatch(ctx context.Context, ownerUserIDs []int64, viewerUserID int64) (map[int64]bool, error)
+}
+
+type privacyViewerPremiumEvaluator interface {
+	ViewerIsPremium(ctx context.Context, viewerUserID int64) (bool, error)
+}
+
+func applyPrivateContactRestrictionToUser(user *tg.User, restriction privateContactRequirement) {
+	if user == nil {
+		return
+	}
+	user.SetContactRequirePremium(restriction.requirePremium)
+	if restriction.paidStars > 0 {
+		user.SetSendPaidMessagesStars(restriction.paidStars)
+	} else {
+		user.Flags2.Unset(15)
+		user.SendPaidMessagesStars = 0
+	}
+}
+
+func applyPrivateContactRestrictionToUserFull(full *tg.UserFull, restriction privateContactRequirement) {
+	if full == nil {
+		return
+	}
+	full.SetContactRequirePremium(restriction.requirePremium)
+	if restriction.paidStars > 0 {
+		full.SetSendPaidMessagesStars(restriction.paidStars)
+	} else {
+		full.Flags2.Unset(14)
+		full.SendPaidMessagesStars = 0
+	}
+}
+
+// privateContactRequirementFor returns the recipient's current restriction
+// from two in-memory read models:
+//   - account settings: base premium/paid requirement;
+//   - privacy/contact facts: contacts and PrivacyKeyNoPaidMessages exceptions.
+//
+// PostgreSQL is only a bounded cache-miss loader. Local writes are
+// write-through and cross-instance changes invalidate + prewarm both models.
+func (r *Router) privateContactRestrictionFor(
+	ctx context.Context,
+	senderUserID, recipientUserID int64,
+) (privateContactRequirement, error) {
+	if r == nil || senderUserID == 0 || recipientUserID == 0 || senderUserID == recipientUserID {
+		return privateContactRequirement{}, nil
+	}
+	if evaluator, ok := r.deps.Privacy.(privacyContactFreeEvaluator); ok {
+		free, err := evaluator.CanContactForFreeBatch(ctx, []int64{recipientUserID}, senderUserID)
+		if err != nil {
+			return privateContactRequirement{}, internalErr()
+		}
+		if free[recipientUserID] {
+			return privateContactRequirement{}, nil
+		}
+	}
+	settings, err := r.cachedAccountSettings(ctx, recipientUserID)
+	if err != nil {
+		return privateContactRequirement{}, internalErr()
+	}
+	global := settings.GlobalPrivacy
+	if global.NoncontactPeersPaidStars > 0 {
+		return privateContactRequirement{paidStars: global.NoncontactPeersPaidStars}, nil
+	}
+	return privateContactRequirement{requirePremium: global.NewNoncontactPeersRequirePremium}, nil
+}
+
+func (r *Router) viewerIsPremiumForPrivacy(ctx context.Context, viewerUserID int64) (bool, error) {
+	var err error
+	premium := false
+	if evaluator, ok := r.deps.Privacy.(privacyViewerPremiumEvaluator); ok {
+		premium, err = evaluator.ViewerIsPremium(ctx, viewerUserID)
+		if err != nil {
+			return false, internalErr()
+		}
+	} else if r.deps.Users != nil {
+		user, found, loadErr := r.deps.Users.ByID(ctx, viewerUserID, viewerUserID)
+		if loadErr != nil {
+			return false, internalErr()
+		}
+		premium = found && user.PremiumActiveAt(r.clock.Now().Unix())
+	}
+	return premium, nil
+}
+
+func (r *Router) ensurePrivateContactAllowed(
+	ctx context.Context,
+	senderUserID, recipientUserID, allowPaidStars int64,
+	messageCount int,
+) error {
+	if allowPaidStars < 0 || messageCount < 1 {
+		return starsAmountInvalidErr()
+	}
+	requirement, err := r.privateContactRestrictionFor(ctx, senderUserID, recipientUserID)
+	if err != nil {
+		return err
+	}
+	if requirement.requirePremium {
+		premium, err := r.viewerIsPremiumForPrivacy(ctx, senderUserID)
+		if err != nil {
+			return err
+		}
+		if !premium {
+			return premiumAccountRequiredErr()
+		}
+		return nil
+	}
+	if requirement.paidStars <= 0 {
+		return nil
+	}
+	if requirement.paidStars > math.MaxInt64/int64(messageCount) {
+		return starsAmountInvalidErr()
+	}
+	required := requirement.paidStars * int64(messageCount)
+	if allowPaidStars < required {
+		return allowPaymentRequiredErr(required)
+	}
+	// The privacy gate and no-paid exception are complete here. The separate
+	// private paid-message ledger is not part of the current message store yet;
+	// never accept an authorization without an atomic debit.
+	return paymentUnsupportedErr()
+}

internal/rpc/privacy_paid_messages_test.go

@@ -0,0 +1,166 @@
+package rpc
+
+import (
+	"context"
+	"strings"
+	"testing"
+	"time"
+
+	"github.com/iamxvbaba/td/clock"
+	"github.com/iamxvbaba/td/tg"
+	"go.uber.org/zap/zaptest"
+
+	appaccount "telesrv/internal/app/account"
+	appprivacy "telesrv/internal/app/privacy"
+	appusers "telesrv/internal/app/users"
+	"telesrv/internal/domain"
+	"telesrv/internal/store/memory"
+)
+
+func newPrivateRequirementRouter(t *testing.T, senderPremium bool) (*Router, *appaccount.Service, *appprivacy.Service, *memory.ContactStore, domain.User, domain.User) {
+	t.Helper()
+	ctx := context.Background()
+	usersStore := memory.NewUserStore()
+	aliceInput := domain.User{AccessHash: 11, Phone: "15550008101", FirstName: "Alice"}
+	if senderPremium {
+		aliceInput.PremiumUntil = int(time.Now().Add(time.Hour).Unix())
+	}
+	alice, err := usersStore.Create(ctx, aliceInput)
+	if err != nil {
+		t.Fatalf("create Alice: %v", err)
+	}
+	bob, err := usersStore.Create(ctx, domain.User{AccessHash: 22, Phone: "15550008102", FirstName: "Bob"})
+	if err != nil {
+		t.Fatalf("create Bob: %v", err)
+	}
+	users := appusers.NewService(usersStore)
+	contacts := memory.NewContactStore()
+	privacy := appprivacy.NewService(memory.NewPrivacyStore(), contacts).ConfigureReadModels(users, nil)
+	settingsStore := memory.NewPasswordStore()
+	account := appaccount.NewService(settingsStore, appaccount.WithAccountSettings(settingsStore))
+	router := New(Config{}, Deps{
+		Account:  account,
+		Privacy:  privacy,
+		Users:    users,
+		Messages: &captureMessages{},
+	}, zaptest.NewLogger(t), clock.System)
+	return router, account, privacy, contacts, alice, bob
+}
+
+func TestPrivateContactRequirementUsesNoPaidMessagesReadModel(t *testing.T) {
+	ctx := context.Background()
+	r, account, privacy, contacts, alice, bob := newPrivateRequirementRouter(t, false)
+	if _, err := account.SetGlobalPrivacy(ctx, bob.ID, domain.GlobalPrivacy{NoncontactPeersPaidStars: 7}); err != nil {
+		t.Fatalf("set Bob paid requirement: %v", err)
+	}
+	full, err := r.onUsersGetFullUser(WithUserID(ctx, alice.ID), &tg.InputUser{
+		UserID: bob.ID, AccessHash: bob.AccessHash,
+	})
+	if err != nil {
+		t.Fatalf("get Bob full user: %v", err)
+	}
+	if stars, ok := full.FullUser.GetSendPaidMessagesStars(); !ok || stars != 7 {
+		t.Fatalf("full user paid stars = %d, %v; want 7, true", stars, ok)
+	}
+	projected, ok := full.Users[0].(*tg.User)
+	if !ok {
+		t.Fatalf("projected user = %T, want *tg.User", full.Users[0])
+	}
+	if stars, ok := projected.GetSendPaidMessagesStars(); !ok || stars != 7 {
+		t.Fatalf("user paid stars = %d, %v; want 7, true", stars, ok)
+	}
+	requirements, err := r.onUsersGetRequirementsToContact(WithUserID(ctx, alice.ID), []tg.InputUserClass{
+		&tg.InputUser{UserID: bob.ID, AccessHash: bob.AccessHash},
+	})
+	if err != nil {
+		t.Fatalf("get requirements: %v", err)
+	}
+	if paid, ok := requirements[0].(*tg.RequirementToContactPaidMessages); !ok || paid.StarsAmount != 7 {
+		t.Fatalf("requirement = %#v, want paid 7", requirements[0])
+	}
+
+	send := func(randomID int64, allow int64) error {
+		req := &tg.MessagesSendMessageRequest{
+			Peer:     &tg.InputPeerUser{UserID: bob.ID, AccessHash: bob.AccessHash},
+			Message:  "hello",
+			RandomID: randomID,
+		}
+		if allow != 0 {
+			req.SetAllowPaidStars(allow)
+		}
+		_, err := r.onMessagesSendMessage(WithUserID(ctx, alice.ID), req)
+		return err
+	}
+
+	if err := send(81001, 0); err == nil || !strings.Contains(err.Error(), "ALLOW_PAYMENT_REQUIRED") || !strings.Contains(err.Error(), "(7)") {
+		t.Fatalf("non-exempt send err = %v, want ALLOW_PAYMENT_REQUIRED 7", err)
+	}
+	if err := send(81002, 7); err == nil || !strings.Contains(err.Error(), "PAYMENT_UNSUPPORTED") {
+		t.Fatalf("authorized paid send err = %v, want explicit unsupported ledger", err)
+	}
+
+	if _, err := privacy.SetRules(ctx, bob.ID, domain.PrivacyKeyNoPaidMessages, []domain.PrivacyRule{{
+		Kind:    domain.PrivacyRuleAllowUsers,
+		UserIDs: []int64{alice.ID},
+	}, {
+		Kind: domain.PrivacyRuleDisallowAll,
+	}}); err != nil {
+		t.Fatalf("allow Alice in NoPaidMessages: %v", err)
+	}
+	if err := send(81003, 0); err != nil {
+		t.Fatalf("explicit no-paid exception send: %v", err)
+	}
+	full, err = r.onUsersGetFullUser(WithUserID(ctx, alice.ID), &tg.InputUser{
+		UserID: bob.ID, AccessHash: bob.AccessHash,
+	})
+	if err != nil {
+		t.Fatalf("get exempt Bob full user: %v", err)
+	}
+	if _, ok := full.FullUser.GetSendPaidMessagesStars(); ok || full.FullUser.ContactRequirePremium {
+		t.Fatalf("exempt full user still carries contact restriction: %+v", full.FullUser)
+	}
+
+	if _, err := privacy.SetRules(ctx, bob.ID, domain.PrivacyKeyNoPaidMessages, []domain.PrivacyRule{{Kind: domain.PrivacyRuleDisallowAll}}); err != nil {
+		t.Fatalf("clear explicit exception: %v", err)
+	}
+	if _, err := contacts.Upsert(ctx, bob.ID, domain.ContactInput{
+		ContactUserID: alice.ID,
+		FirstName:     "Alice",
+	}); err != nil {
+		t.Fatalf("Bob add Alice contact: %v", err)
+	}
+	if err := send(81004, 0); err != nil {
+		t.Fatalf("recipient contact must be free: %v", err)
+	}
+}
+
+func TestPrivateContactRequirementPremiumGateUsesViewerFactsReadModel(t *testing.T) {
+	ctx := context.Background()
+	for _, tc := range []struct {
+		name          string
+		senderPremium bool
+		wantErr       bool
+	}{
+		{name: "non-premium blocked", wantErr: true},
+		{name: "premium allowed", senderPremium: true},
+	} {
+		t.Run(tc.name, func(t *testing.T) {
+			r, account, _, _, alice, bob := newPrivateRequirementRouter(t, tc.senderPremium)
+			if _, err := account.SetGlobalPrivacy(ctx, bob.ID, domain.GlobalPrivacy{NewNoncontactPeersRequirePremium: true}); err != nil {
+				t.Fatalf("set premium requirement: %v", err)
+			}
+			_, err := r.onMessagesSendMessage(WithUserID(ctx, alice.ID), &tg.MessagesSendMessageRequest{
+				Peer:     &tg.InputPeerUser{UserID: bob.ID, AccessHash: bob.AccessHash},
+				Message:  "hello",
+				RandomID: 82001,
+			})
+			if tc.wantErr {
+				if err == nil || !strings.Contains(err.Error(), "PREMIUM_ACCOUNT_REQUIRED") {
+					t.Fatalf("send err = %v, want PREMIUM_ACCOUNT_REQUIRED", err)
+				}
+			} else if err != nil {
+				t.Fatalf("premium sender should pass: %v", err)
+			}
+		})
+	}
+}

internal/rpc/send_media.go

@@ -47,7 +47,8 @@ type outgoingSend struct {
 	groupedID int64
 	// effect 是消息特效 id（私聊专属，0 表无特效）。调用方已对 catalog 校验合法性；
 	// 频道侧忽略（官方群/频道不渲染特效）。
-	effect int64
+	effect         int64
+	allowPaidStars int64
 }
 
 // sendOutgoing 把一条出站消息落地到私聊或频道，返回 *tg.Updates、是否重复、错误。
@@ -127,6 +128,9 @@ func (r *Router) sendOutgoing(ctx context.Context, userID int64, peer domain.Pee
 	if r.deps.Messages == nil {
 		return nil, false, peerIDInvalidErr()
 	}
+	if err := r.ensurePrivateContactAllowed(ctx, userID, peer.ID, p.allowPaidStars, 1); err != nil {
+		return nil, false, err
+	}
 	if err := r.ensureVoiceMessagesAllowed(ctx, userID, peer, p.media != nil && p.media.HasUnreadPayload()); err != nil {
 		return nil, false, err
 	}
@@ -357,7 +361,7 @@ func (r *Router) onMessagesSendMedia(ctx context.Context, req *tg.MessagesSendMe
 			ClearDraft:             req.ClearDraft,
 		})
 	}
-	if req.AllowPaidStars > 0 || req.AllowPaidFloodskip {
+	if req.AllowPaidFloodskip {
 		return nil, paymentUnsupportedErr()
 	}
 	replay, err := r.lookupOutgoingReplay(ctx, userID, peer, req.RandomID, idempotencyFingerprint)
@@ -417,6 +421,7 @@ func (r *Router) onMessagesSendMedia(ctx context.Context, req *tg.MessagesSendMe
 			replyToInput:           req.ReplyTo,
 			sendAsInput:            req.SendAs,
 			clearDraft:             req.ClearDraft,
+			allowPaidStars:         req.AllowPaidStars,
 		}, req.ScheduleDate, req.ScheduleRepeatPeriod)
 	}
 	updates, _, err := r.sendOutgoing(ctx, userID, peer, outgoingSend{
@@ -433,6 +438,7 @@ func (r *Router) onMessagesSendMedia(ctx context.Context, req *tg.MessagesSendMe
 		clearDraft:             req.ClearDraft,
 		replyMarkup:            replyMarkup,
 		effect:                 req.Effect,
+		allowPaidStars:         req.AllowPaidStars,
 	})
 	if err != nil {
 		return nil, err
@@ -452,6 +458,12 @@ func (r *Router) onMessagesSendMultiMedia(ctx context.Context, req *tg.MessagesS
 	if len(req.MultiMedia) == 0 || len(req.MultiMedia) > maxSendMultiMediaItems {
 		return nil, limitInvalidErr()
 	}
+	if req.AllowPaidStars < 0 {
+		return nil, starsAmountInvalidErr()
+	}
+	if req.AllowPaidFloodskip {
+		return nil, paymentUnsupportedErr()
+	}
 	peer, ok := r.domainPeerFromInputPeer(userID, req.Peer)
 	if !ok || peer.ID == 0 {
 		return nil, peerIDInvalidErr()
@@ -511,6 +523,14 @@ func (r *Router) onMessagesSendMultiMedia(ctx context.Context, req *tg.MessagesS
 	if err != nil {
 		return nil, err
 	}
+	if peer.Type == domain.PeerTypeUser {
+		if req.AllowPaidFloodskip {
+			return nil, paymentUnsupportedErr()
+		}
+		if err := r.ensurePrivateContactAllowed(ctx, userID, peer.ID, req.AllowPaidStars, absentCount); err != nil {
+			return nil, err
+		}
+	}
 	pendingMedia := make([]tg.InputMediaClass, 0, absentCount)
 	for i, item := range req.MultiMedia {
 		if !replays[i].found {
@@ -571,6 +591,7 @@ func (r *Router) onMessagesSendMultiMedia(ctx context.Context, req *tg.MessagesS
 			sendAsInput:            req.SendAs,
 			clearDraft:             clearDraftPending,
 			groupedID:              groupedID,
+			allowPaidStars:         req.AllowPaidStars,
 		}
 		var result tg.UpdatesClass
 		duplicate := false

internal/rpc/send_media_test.go

@@ -14,6 +14,7 @@ import (
 
 	appmessages "telesrv/internal/app/messages"
 	apppolls "telesrv/internal/app/polls"
+	appprivacy "telesrv/internal/app/privacy"
 	appstories "telesrv/internal/app/stories"
 	appusers "telesrv/internal/app/users"
 	"telesrv/internal/domain"
@@ -36,6 +37,8 @@ type fakeFiles struct {
 	resolveWebPageFn   func(string) (domain.MessageWebPage, error)
 	lookupWebPageFn    func(string) (domain.MessageWebPage, bool)
 	webPagePreviewOn   bool
+	getDocumentsCalls  int
+	createUploadCalls  int
 }
 
 type fakeProfilePhotoKey struct {
@@ -78,6 +81,7 @@ func (f *fakeFiles) AvailableEffects(context.Context) ([]domain.AvailableEffect,
 	return append([]domain.AvailableEffect(nil), f.effects...), hash & 0x7fffffff, nil
 }
 func (f *fakeFiles) GetDocuments(_ context.Context, ids []int64) ([]domain.Document, error) {
+	f.getDocumentsCalls++
 	out := make([]domain.Document, 0, len(ids))
 	for _, id := range ids {
 		if d, ok := f.docs[id]; ok {
@@ -564,6 +568,7 @@ func fakeAvatarStaticSizes() []domain.PhotoSize {
 	}
 }
 func (f *fakeFiles) CreateDocumentFromUpload(_ context.Context, _ domain.UploadedFileRef, spec domain.DocumentSpec) (domain.Document, error) {
+	f.createUploadCalls++
 	return domain.Document{ID: 888, AccessHash: 8, DCID: 2, MimeType: spec.MimeType, Attributes: spec.Attributes}, nil
 }
 func (f *fakeFiles) CreateDocumentFromBytes(_ context.Context, data []byte, spec domain.DocumentSpec) (domain.Document, error) {
@@ -837,6 +842,73 @@ func TestSendMediaPrivateSticker(t *testing.T) {
 	}
 }
 
+func TestSendMediaVoicePrivacyPreflightsBeforeUploadMaterialization(t *testing.T) {
+	ctx := context.Background()
+	r, owner, friend := newMediaTestRouter(t)
+	files := r.deps.Files.(*fakeFiles)
+	privacy := appprivacy.NewService(memory.NewPrivacyStore(), memory.NewContactStore())
+	if _, err := privacy.SetRules(ctx, friend.ID, domain.PrivacyKeyVoiceMessages, []domain.PrivacyRule{
+		{Kind: domain.PrivacyRuleDisallowAll},
+	}); err != nil {
+		t.Fatalf("set voice privacy: %v", err)
+	}
+	r.deps.Privacy = privacy
+
+	_, err := r.onMessagesSendMedia(WithUserID(ctx, owner.ID), &tg.MessagesSendMediaRequest{
+		Peer: &tg.InputPeerUser{UserID: friend.ID, AccessHash: friend.AccessHash},
+		Media: &tg.InputMediaUploadedDocument{
+			File:       &tg.InputFile{ID: 7001, Parts: 1, Name: "voice.ogg"},
+			MimeType:   "audio/ogg",
+			Attributes: []tg.DocumentAttributeClass{&tg.DocumentAttributeAudio{Voice: true, Duration: 1}},
+		},
+		RandomID: 7001,
+	})
+	if err == nil || !tgerr.Is(err, "CHAT_SEND_VOICES_FORBIDDEN") {
+		t.Fatalf("send uploaded voice err=%v, want CHAT_SEND_VOICES_FORBIDDEN", err)
+	}
+	if files.createUploadCalls != 0 {
+		t.Fatalf("uploaded voice materialized %d documents before privacy rejection", files.createUploadCalls)
+	}
+	if files.getDocumentsCalls != 0 {
+		t.Fatalf("uploaded voice unexpectedly loaded documents: calls=%d", files.getDocumentsCalls)
+	}
+}
+
+func TestSendMediaVoicePrivacyBatchesReferencedDocumentPreflight(t *testing.T) {
+	ctx := context.Background()
+	r, owner, friend := newMediaTestRouter(t)
+	files := r.deps.Files.(*fakeFiles)
+	files.docs[7011] = domain.Document{
+		ID:         7011,
+		AccessHash: 71,
+		Attributes: []domain.DocumentAttribute{{Kind: domain.DocAttrVideo, RoundMessage: true}},
+	}
+	privacy := appprivacy.NewService(memory.NewPrivacyStore(), memory.NewContactStore())
+	if _, err := privacy.SetRules(ctx, friend.ID, domain.PrivacyKeyVoiceMessages, []domain.PrivacyRule{
+		{Kind: domain.PrivacyRuleDisallowAll},
+	}); err != nil {
+		t.Fatalf("set voice privacy: %v", err)
+	}
+	r.deps.Privacy = privacy
+
+	_, err := r.onMessagesSendMedia(WithUserID(ctx, owner.ID), &tg.MessagesSendMediaRequest{
+		Peer: &tg.InputPeerUser{UserID: friend.ID, AccessHash: friend.AccessHash},
+		Media: &tg.InputMediaDocument{ID: &tg.InputDocument{
+			ID: 7011, AccessHash: 71,
+		}},
+		RandomID: 7011,
+	})
+	if err == nil || !tgerr.Is(err, "CHAT_SEND_VOICES_FORBIDDEN") {
+		t.Fatalf("send referenced round video err=%v, want CHAT_SEND_VOICES_FORBIDDEN", err)
+	}
+	if files.getDocumentsCalls != 1 {
+		t.Fatalf("referenced document preflight loads=%d, want one bounded batch", files.getDocumentsCalls)
+	}
+	if files.createUploadCalls != 0 {
+		t.Fatalf("referenced document path unexpectedly materialized upload: calls=%d", files.createUploadCalls)
+	}
+}
+
 func TestSendMultiMediaPartialFailureSubsetRetryKeepsReservedGroupedID(t *testing.T) {
 	ctx := context.Background()
 	r, owner, friend := newMediaTestRouter(t)

internal/rpc/users.go

@@ -154,6 +154,11 @@ func (r *Router) onUsersGetFullUser(ctx context.Context, id tg.InputUserClass) (
 	if err := r.applyBotCanEditToUser(ctx, currentUserID, u, user); err != nil {
 		return nil, err
 	}
+	contactRestriction, err := r.privateContactRestrictionFor(ctx, currentUserID, u.ID)
+	if err != nil {
+		return nil, err
+	}
+	applyPrivateContactRestrictionToUser(user, contactRestriction)
 	r.applyStoryMaxIDsToPeerObjects(ctx, currentUserID, []tg.UserClass{user}, nil)
 	loadEpoch := r.userFullProjectionCache.LoadEpoch()
 	if full, ok := r.userFullProjectionCache.Lookup(currentUserID, u.ID); ok {
@@ -165,6 +170,7 @@ func (r *Router) onUsersGetFullUser(ctx context.Context, id tg.InputUserClass) (
 		}
 		r.applyStoriesPinnedAvailableToUserFull(ctx, currentUserID, u.ID, &full)
 		r.applyNotifySettingsToUserFull(ctx, currentUserID, u.ID, &full)
+		applyPrivateContactRestrictionToUserFull(&full, contactRestriction)
 		chats := r.applyPersonalChannelToUserFull(ctx, currentUserID, u.PersonalChannelID, &full)
 		return &tg.UsersUserFull{
 			FullUser: full,
@@ -185,6 +191,7 @@ func (r *Router) onUsersGetFullUser(ctx context.Context, id tg.InputUserClass) (
 	}
 	r.applyStoriesPinnedAvailableToUserFull(ctx, currentUserID, u.ID, &full)
 	r.applyNotifySettingsToUserFull(ctx, currentUserID, u.ID, &full)
+	applyPrivateContactRestrictionToUserFull(&full, contactRestriction)
 	chats := r.applyPersonalChannelToUserFull(ctx, currentUserID, u.PersonalChannelID, &full)
 	return &tg.UsersUserFull{
 		FullUser: full,

internal/store/postgres/channel_member_cache_test.go

@@ -207,6 +207,45 @@ func TestReadModelChangeListenerInvalidatesPrivateMediaCountCache(t *testing.T)
 	}
 }
 
+func TestReadModelChangeListenerInvalidatesAccountSettingsCache(t *testing.T) {
+	settings := &fakeAccountSettingsReadModelCache{}
+	listener := NewReadModelChangeListener("", ReadModelCacheSet{
+		AccountSettings: settings,
+	}, nil)
+
+	listener.handlePayload(`{"model":"account_settings","owner_user_id":100,"peer_type":"user","peer_id":100,"version":2}`)
+	if len(settings.invalidated) != 1 || settings.invalidated[0] != 100 {
+		t.Fatalf("account_settings invalidations = %v, want [100]", settings.invalidated)
+	}
+	if len(settings.warmed) != 1 || settings.warmed[0] != 100 {
+		t.Fatalf("account_settings warmups = %v, want [100]", settings.warmed)
+	}
+
+	listener.flush("test")
+	if settings.flushes != 1 {
+		t.Fatalf("account_settings flushes = %d, want 1", settings.flushes)
+	}
+}
+
+type fakeAccountSettingsReadModelCache struct {
+	invalidated []int64
+	warmed      []int64
+	flushes     int
+}
+
+func (f *fakeAccountSettingsReadModelCache) InvalidateAccountSettingsReadModel(userID int64) {
+	f.invalidated = append(f.invalidated, userID)
+}
+
+func (f *fakeAccountSettingsReadModelCache) FlushAccountSettingsReadModel() {
+	f.flushes++
+}
+
+func (f *fakeAccountSettingsReadModelCache) WarmAccountSettingsReadModel(_ context.Context, userID int64) error {
+	f.warmed = append(f.warmed, userID)
+	return nil
+}
+
 // TestReadModelChangeListenerBotFullFlushesChannelFullBots 回归: bot 改资料(bot_full 事件,
 // 迁移 0013)须 flush channelFullBotInfoCache(否则群信息页 bot 简介/命令跨实例陈旧至 TTL);
 // 普通用户的 user_base 事件不得 flush(否则该缓存形同虚设)。

internal/store/postgres/read_model_listener.go

@@ -37,6 +37,7 @@ type ReadModelCacheSet struct {
 	BaseUsers          BaseUserCache
 	BotProfiles        BotProfileReadModelCache
 	StarGifts          StarGiftCatalogCache
+	AccountSettings    AccountSettingsReadModelCache
 }
 
 type StarGiftCatalogCache interface {
@@ -44,6 +45,15 @@ type StarGiftCatalogCache interface {
 	FlushStarGiftCatalog()
 }
 
+type AccountSettingsReadModelCache interface {
+	InvalidateAccountSettingsReadModel(userID int64)
+	FlushAccountSettingsReadModel()
+}
+
+type AccountSettingsReadModelWarmer interface {
+	WarmAccountSettingsReadModel(context.Context, int64) error
+}
+
 // BaseUserCache 是跨进程共享的 user:base 缓存(Redis)。user_base read-model 事件必须删除
 // 对应 user 键，否则 RPC 投影失效后会从陈旧的 user:base 重建(失效被未失效的源自我抵消)。
 // 不参与重连 flush：Redis 是跨实例共享的，整库清空是错的，漏掉的通知靠其自身 TTL 兜底。
@@ -241,7 +251,8 @@ func (l *ReadModelChangeListener) empty() bool {
 		l.caches.RPCProjections == nil &&
 		l.caches.BaseUsers == nil &&
 		l.caches.BotProfiles == nil &&
-		l.caches.StarGifts == nil
+		l.caches.StarGifts == nil &&
+		l.caches.AccountSettings == nil
 }
 
 func (l *ReadModelChangeListener) flush(reasons ...string) {
@@ -318,6 +329,10 @@ func (l *ReadModelChangeListener) flush(reasons ...string) {
 		l.caches.StarGifts.FlushStarGiftCatalog()
 		flushed = append(flushed, "star_gifts")
 	}
+	if l.caches.AccountSettings != nil {
+		l.caches.AccountSettings.FlushAccountSettingsReadModel()
+		flushed = append(flushed, "account_settings")
+	}
 	// 注意：BaseUsers(Redis) 刻意不在重连时 flush——它是跨实例共享缓存，整库清空会误伤
 	// 其它实例；漏掉的通知由其 5min TTL 兜底。
 	l.log.Info("read model caches flushed",
@@ -346,6 +361,19 @@ func (l *ReadModelChangeListener) handlePayload(payload string) {
 		}
 	}
 	switch evt.Model {
+	case "account_settings":
+		if evt.OwnerUserID != 0 && l.caches.AccountSettings != nil {
+			l.caches.AccountSettings.InvalidateAccountSettingsReadModel(evt.OwnerUserID)
+			if warmer, ok := l.caches.AccountSettings.(AccountSettingsReadModelWarmer); ok {
+				ctx, cancel := context.WithTimeout(context.Background(), privacyReadModelWarmTimeout)
+				err := warmer.WarmAccountSettingsReadModel(ctx, evt.OwnerUserID)
+				cancel()
+				if err != nil {
+					l.log.Warn("warm account settings read model after change",
+						zap.Int64("owner_user_id", evt.OwnerUserID), zap.Error(err))
+				}
+			}
+		}
 	case "star_gift_catalog":
 		if l.caches.StarGifts != nil {
 			l.caches.StarGifts.InvalidateStarGiftCatalog()