diff --git a/Whisper.cs b/Whisper.cs
index adb9440..6a72d31 100644
--- a/Whisper.cs
+++ b/Whisper.cs
@@ -34,7 +34,7 @@ namespace Whisper;
 public class Whisper : BasePlugin, IPluginConfig<WhisperConfig>
 {
     public override string ModuleName => "Whisper";
-    public override string ModuleVersion => "0.2.0";
+    public override string ModuleVersion => "0.2.1";
     public override string ModuleAuthor => "astra";
     public override string ModuleDescription => "Private messages between players";
 
@@ -116,8 +116,11 @@ public class Whisper : BasePlugin, IPluginConfig<WhisperConfig>
             _writer.Start();
         }
 
-        foreach (var player in Humans())
-            LoadBlocks(player.SteamID);
+        // Only on a hot reload: at server start nobody's connected yet, and the player list can't be
+        // read before the server has set up (it throws). Everyone's blocks load as they join.
+        if (hotReload)
+            foreach (var player in Humans())
+                LoadBlocks(player.SteamID);
     }
 
     public override void Unload(bool hotReload)